Credit One Bank Application Information

Phone Number & Getting a Rep

Credit One Bank Application Information number

800-752-5493
Toll-free·Calls Application Information·See main phone number & contact info
Q:

How do I talk to a human at this Credit One Bank number?

A:Direct to Application Information
Q:

Does this phone number work 24/7?

A:No. Hours for this phone number are Mon-Fri 5am-9pm, Sat-Sun 6:30am-5pm PST. The least busy day is Thursday, and the most busy day is Wednesday. See below for more and to learn where this data comes from.
Q:

How long will I have to wait to speak to Credit One Bank Application Information?

A:The average hold time is 15 minutes. The longest hold times are on Tuesday, and the shortest are on Thursday.

All Credit One Bank customer service contact information

This is the #4 most popular Credit One Bank phone number out of 6. Click above to go back to the main customer service number and other contact information, including Credit One Bank email addresses, twitter handles, and live chat options.

More Credit One Bank Customer Phone Numbers

Customer Service

877-825-3242
Main phone number · Toll-free · Mon-Fri 5am-9pm, Sat-Sun 6:30am-5pm PST · Must enter the "last 4 digits of social security #." · Enter the last 4 digits of your Social Security number.

Billing

888-729-6274
Toll-free · Mon-Thurs 5am-7pm, Fri-Sat 5am-3pm, Sun 7am-3pm PST · Direct to Collections · Enter the last 4 digits of your Social Security number.

Automated Account Information

877-825-3242
Toll-free · 24 hours, 7 days · Press 1, then 0# each time it asks for your card number, then 0, then 0# each time it asks for your card number, then 0 · Enter the last 4 digits of your Social Security number.

Website Customer Service

800-797-4299
Toll-free · Mon-Fri 5am-9pm, Sat-Sun 6:30am-5pm PST · For Website Related Inquiries · Enter the last 4 digits of your Social Security number.

Fraud Detection

888-362-0005
Toll-free · 24 hours, 7 days · Direct to the fraud department · For fraud investigations, either leave a message with your full name or call customer service at 877-825-3242.

How do I get through the phone menu to a real live person?

GetHuman researchers routinely call this Credit One Bank phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Direct to Application Information
Here is how our research team describes the way the Credit One Bank phone system greets you: Enter the last 4 digits of your Social Security number.

What are the hours and when should I call?

Credit One Bank operates the call center for this 800-752-5493 phone number Mon-Fri 5am-9pm, Sat-Sun 6:30am-5pm PT. The short answer is that you should call on a Thursday. This observation and the following section are based on analysis of a sample set of 17,084 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Credit One Bank phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Credit One Bank staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Credit One Bank is Thursday. The most busy day to call is Wednesday. Again, this is based on a sample of 17,084 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Thursday. The longest wait in the queue on average occurs on Tuesday.

The best time to call

In summation, the best day to call Credit One Bank is Thursday. In this case, it's a no-brainer. Thursday is not only the least busy day for calling this Credit One Bank number, but it is also the day with the shortest hold times.

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