Calling Citibank turned out to be a big hassle, and next time, I will likely just go into my local branch to deal with financing questions. That said, when I finally got to an agent, they were helpful and able to address my concerns. In fact, the agent I talked to was very jovial, and I could have joked with her about the weather and finances happily for the half an hour that I spent on hold. The phone system just isn't set up for someone who doesn't already have a Citi account, and that was the irritating part.
I initially called Citibank because I'm exploring mortgage options and haven't picked a final banking institution yet. I want to see what types of rates Citibank offers qualified customers to see if I can do better than my current offers. My credit score is great, so it's just a matter of who has the most incentives right now to draw my attention their way. Going into the phone call, I knew that I might have to wait because Citibank has a lot of customers, but I didn't expect it would be so hard to get directed to a department that doesn't involve entering my phone number.
In fact, half of the time I spent on the phone with the automated system consisted of me repeating that I didn't have an account number. It took the phone system four attempts to gather the information from me to realize that I may be calling with another request. This is a bit annoying, and it seems to me like something that should be addressed. I imagine a lot of people give up before they even get close to actually talking to an agent because it feels like the system isn't listening to them.
I went in a vicious circle for almost five minutes where the system would tell me, "How would you like to access your account information? You can say ATM debit card, Social Security card or taxpayer ID card," in varying formats. When it finally gave me some options for non-account holders, I still had to get through three more directories before I was able to get an agent. Of course, I didn't get straight to an agent either, I had to wait on hold. There just seems to be so much wasted time using this service. I would have preferred to go straight to a hold line and just wait my turn. The agent was helpful, so my ten-minute phone call paid off, and I got some information I needed.
This Citibank phone number is ranked #3 out of 6 because 93,786 Citibank customers tried our tools and information and gave us feedback after they called. The reason customers call 800-274-6660 is to reach the Citibank Identity Theft department for problems like Get Banking Help, Dispute a Charge, Replacement Card, Make a Payment, Account Access. As far as we can tell, Citibank has call center locations in Texas or Missouri or Virginia or Kentucky and you can call during their open hours 24 hours, 7 days. Citibank has 6 phone numbers and 10 different ways to get customer help. We've compiled information about 800-274-6660 and ways to call or contact Citibank with help from customers like yourself. Please help us continue to grow and improve this information and these tools by sharing with people you know who might find it useful.
Calling Citibank at this number should be pretty straightforward. Also important is what you do once you call, or what your other phone number options are. Unfortunately, our call-you-back tool is not available for 800-274-6660. For companies that we support, we call for you, press the right buttons to get through the phone menus, wait on hold, and call you back when Citibank Identity Theft agents can talk. It's not available here, but keep an eye out for it when future customer service issues arise with companies other than Citibank Once on the phone with Citibank's Identity Theft department, you may need to provide them with information that identifies you as a customer, like your full name (or name on the account), email address, phone number, or an account number. It's usually worthwhile to gather this information before you call.
While 800-274-6660 is Citibank's #3 most popular phone number, it's not the only way to get a hold of their customer care team. You already know from reading above that 800-950-5114 is their best customer phone number overall, and we have put together a comparison of their 10 total ways to contact support for you to look at as well. One thing to keep in mind as you try to reach Citibank help by calling them, is that other customers give their customer support at this number a 53% score for their communication skills and a 58% score for the overall help they received. That could be indicative of their abilities to help you resolve your problem overall, regardless of whether or not you call this number.