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The issue in GetHuman1655617's own words
My name is Mary Jones.My former spouse Larry Bailey was given a loan on my house that is titled in my name alone back in ****. I thought I was on the loan as well which is why I signed papers. The loan was with Countrywide mortgage. As you are aware BOA acquired these loans. The loan * with BOA was *********. In Feb of **** Mr. Bailey stopped making payments and when I called the bank I was informed they could not talk to me because I was not on the loan. A surprise to me. I did not know a loan could be given to someone not on the deed. So now the loan is with SLS loan **********.There was a foreclosure notice sent a couple months ago. ** years later. And I do think you should be able to recoup on the loss. Mr. Bailey was not a good or honest man, which is why I divorced him in ****. From what I have heard he has since deceased. *I have never been able to negotiate this to try and save my home. That's fine. In the letter I sent to SLS I offered a deal. For a small reimbursment of all I have spent on insurance, taxes, repair, and maintenance for the past ** years I would be willing to sign off on the deed. I am ** now and need to stop working. I will no longer be able to maintain the home. It is a lovely home, in a nice quite neighborhood and will sell quite easily. I only ask for **,***.** which is but a small part of what I have spent and the home is yours. I know you have a security note on the home signed by me and you don't really owe me anything. But the fact is I am not on the loan so I don't owe you anything as well. I only ask that we come to a humane agreement. Mr. Bailey screwed both of us.I know this is a very small part of your banking and hardly worth your attention. It has and continues to consume my life. Please respond.Thank you.
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