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How Do I Register and Activate My WalMart MoneyCard?

In a nutshell: Do you have a Walmart MoneyCard? With it, you can earn cashback and access convenient features like sending money and paying bills. The card has a monthly fee, but it can be waived if you deposit at least $500 in the previous month. Walmart MoneyCard also functions like a traditional bank account, meaning eligible users may qualify for overdraft protection of up to $300. You can use the card at Walmart and anywhere debit cards are accepted. So, how do you activate it? Continue reading for step-by-step instructions on how to register/activate your Walmart MoneyCard so you can start using it.

Adam Goldkamp is the editor / author responsible for this content.
Apr 28, 2026

Introduction

Do you have a Walmart MoneyCard? With it, you can earn cashback and access convenient features like sending money and paying bills. The card has a monthly fee, but it can be waived if you deposit at least $500 in the previous month. Walmart MoneyCard also functions like a traditional bank account, meaning eligible users may qualify for overdraft protection of up to $300. You can use the card at Walmart and anywhere debit cards are accepted. So, how do you activate it? Continue reading for step-by-step instructions on how to register/activate your Walmart MoneyCard so you can start using it.

Activate Your Card Online

Did you just get your Walmart MoneyCard? You can register or activate it online. Simply enter your 16-digit card number, expiration date, and CVV, then select Continue. Follow the on-screen prompts to complete the activation. Once your card is fully activated, you can start using it right away.

How Do I Register and Activate My WalMart MoneyCard? (Step 1)

Activate Your MoneyCard Using the App

You can also activate your card through the Walmart MoneyCard app. Simply download the app, then follow the prompts to register or activate your card. Select "Activate Your Card" and follow the on-screen instructions to complete the process.

Keep in mind that you’ll need to provide personal information for identity verification and create a PIN for your account.

You must be at least 18 years old to open a Walmart MoneyCard account. For children under 18, a parent or guardian may be able to open an account on their behalf. Some of the information you may need to provide includes the following:First and last nameSocial security numberDate of birthMoneyCard infoHome addressEmail addressMobile number

How Do I Register and Activate My WalMart MoneyCard? (Step 2)

Activate Your Card Via Phone

Another way to activate your Walmart MoneyCard is by phone. Simply call the number shown in the screenshot and follow the prompts, including accepting the terms and conditions. You may also be asked to provide some personal information before your card is fully activated.

Once the card is activated, you can use it immediately to earn 3% cashback at the Walmart online store, 2% cashback at Walmart fuel stations, and 1% cashback at any Walmart store in the US. Walmart MoneyCard also offers an Early Payday feature, allowing you to receive your pay up to two days in advance. If you receive government benefits, you may be able to access your funds up to four days early.

How to load your Walmart MoneyCard? You can set up a direct deposit or visit any Walmart store to reload cash onto your card. You can also make an online bank transfer or deposit a check into your account.

How Do I Register and Activate My WalMart MoneyCard? (Step 3)

Conclusion

After opening your Walmart MoneyCard account, you can expect to receive your physical card within a few days. In the meantime, you can use your virtual debit card for online purchases. However, the virtual card is only available for a limited time, so be sure to activate your physical card right after purchasing your Walmart Moneycard. To view your virtual card details, sign in to your account and go to Manage Cards. Then select Show Card Info to see your card number, expiration date, and CVV. Do you still have questions about activating your Walmart MoneyCard? Contact Customer Support today.

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Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.
How Do I Register and Activate My WalMart MoneyCard?

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WalMart MoneyCard

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