What's Covered by My Plymouth Rock Assurance Policy?

Plymouth Rock Assurance offers a wide range of coverage options. The company prioritizes customer needs. You can personalize your policies to receive adequate protection for your vehicle and house.

The prices are comparatively higher than most insurance companies. However, the coverage, additional perks and upgrades offer good value for money. The financial strength of the company is stable and reliable.

There are numerous Plymouth Rock Assurance policy coverage options. A clear breakdown makes it easier for you to understand what your policy covers.

Auto Coverage

The standard auto insurance coverage of the company depends on your state's minimum requirements. You can contact customer service to check which coverage options are available in your area.

Liability Coverage

The insurance company covers any damage and injury costs when you are responsible for an accident. You can receive both property damage and bodily injury liability. This coverage is mandatory in most states.

Property damage liability takes care of repair costs when you damage another vehicle or other property. Meanwhile, bodily injury liability handles medical expenses if others are hurt in the accident.

If the other party files a lawsuit against you, liability coverage that includes attorney bills and court bills can be helpful.

Uninsured/Underinsured Motorist Coverage

This coverage provides compensation if an underinsured or uninsured driver causes any injuries or property damage to you. The policy also extends to passengers and anyone who drives your car.

You can set the limits of uninsured/underinsured motorist coverage according to your needs and budget.

Collision Coverage

The insurance company covers repair costs of physical damages when your car involves in an accident. The policy does not include damages from mechanical breakdowns or wear and tear.

Comprehensive Coverage

Vehicle damages can also occur from circumstances that are beyond your control. Comprehensive coverage handles the repair expenses of such instances. It includes damages from fire, vandalism, theft, natural disasters and weather events.

Additional Auto Coverage

To gain extra protection, you can add the following to your Plymouth Rock Assurance policy coverage:

• Glass coverage
• Accident forgiveness
• Gap coverage
• Roadside assistance
• Rideshare coverage

Plymouth Rock Assurance also offers numerous upgrades with additional perks, such as mobile device coverage and pet injury coverage. You can contact customer service to check your eligibility for upgrades.

Homeowners Coverage

Regardless of your policy's base level, it automatically includes standard coverage for your home.

Dwelling

This coverage handles damage expenses of the physical structures of your house. It also protects permanently installed systems such as wiring, plumbing, heating, and air conditioning devices.

Other Structures

The company also covers repair costs of other structures that are not connected with the main house. It can be your fence, garage, or shed.

The coverage of different structures varies according to your state. You may connect with a customer representative to check the availability in your region.

Personal Property

This policy covers the possessions within your property. It includes your furniture, clothing, appliances and some jewelry.

Personal Liability

This coverage handles expenses if any injuries or property damages occur to someone within your house.

Additional Homeowners Coverage

You may also add the following coverage options:

• Home cyber
• Utility service line
• Home systems breakdown

You can contact customer service to know more about additional coverage options.