How Do I Get Nationwide to Lower My Rate?

One way you can lower your cost of living is by lowering your auto insurance rate. If you get your auto insurance through Nationwide, there are several things you can do including getting some anti-theft devices, improving your college grades, taking some defensive driving courses, and more.

Adam Goldkamp is the editor / author responsible for this content.
Dec 9, 2022

If you need to lower your monthly expenditures, you can always try to convince your auto insurance company to give you a lower rate. If you get your insurance through Nationwide, there are several ways you can do this. Read on to find out how.

Improve Your College Grades

If you are enrolled in college and not getting the highest grades, you may be able to qualify for Nationwide's discount for good students by improving your performance in school. Although it may take some work, it's a free way of getting a lower rate.

Go Paperless

You can also get a discount for going paperless. Not only that, you'll be helping the environment a bit.

Get Some Anti-Theft Devices

This one requires you to spend some money upfront, but it can be worth it in the long run. Buy and install some anti-theft devices. The lowered theft risk will likely get you a lower rate.

Don't Drive as Much

Take the bus when you can. Bicycle, if you have one. Bum rides off of your friends. Get your yearly mileage under 10,000 miles and you can get a discount.

Ask Nationwide for a Higher Deductible

If you are willing to accept a higher deductible, you might be able to get a lower rate because Nationwide won't be on the hook for as much in the event of an accident. Make sure you can pay a higher deductible before moving forward with this plan.

Sign Up for Automatic Payments

Nationwide likes it when their customers sign up for automatic payments. It makes doing business much easier for them. If you sign up for automatic payments, you will be rewarded with a discount.

Take Some Approved Defensive Driving Courses

If you are aged 55 or older, Nationwide will also give you a lower rate in exchange for your taking defensive driving courses. Ask a Nationwide representative which defensive driving courses qualify.

Be a Safe Driver

If you have an accident-free driving record, you could qualify for Nationwide's safe driver discount.

Join Some Organizations

Being a member of professional organizations or alumni organizations is supposed to indicate a certain amount of personal responsibility. Nationwide offers a discount for members of such organizations.

Contact Nationwide

If you need any help getting a lower rate, contact Nationwide's customer support service. You can contact it only by phone, not online .

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Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.
How Do I Get Nationwide to Lower My Rate?

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