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What discounts are available for home insurance?

Asked 2 years ago
Nationwide offers a variety of discounts for home insurance that can help policyholders save money on their premiums. One common type of discount is the bundling discount, which is available when a customer combines their home insurance policy with other policies, such as auto insurance. This can result in significant savings. Another potential discount is the claims-free discount. If a homeowner has not made any claims for a specific period, they may qualify for this type of discount. Additionally, Nationwide often provides discounts for installing protective devices in the home, such as smoke detectors, security systems, or a sprinkler system, as these features can reduce the risk of loss or damage. Homeowners can also benefit from discounts based on their mortgage-free status, as well as loyalty discounts for long-standing customers. It is worth noting that various factors can influence availability and eligibility for these discounts, including location and the specific type of coverage. For more specific information about what discounts might be applicable in a particular situation, it is advisable to check the Nationwide website, which provides detailed information on current discounts and their requirements.
Answered Jul 5th 2025

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