How Do I Switch My Car Insurance to Nationwide?

If you're looking for a new auto insurance company, know that your current provider will likely try to persuade you to stay by providing you with savings on your premiums. However, you need to revise your car insurance policy almost once or twice every year. This gives you enough time and space to review insurance policies and compare costs across different providers.

Chances are, you may end up saving a good amount of money by switching to a different auto insurance company. If you feel like your current auto insurance provider charges too much, you should know that you are under no obligation to stick with your current provider, even before the expiration date of your current policy.

After considering your options, you may decide to switch to Nationwide for your auto insurance needs. To learn more about how to handle the transition process, read more below.

How to Switch Your Auto Insurance to Nationwide

If you have decided to switch your car insurance policy to Nationwide, the steps below will help get you through the process of making the switch.

Find Out if Your Current Provider Requires a Cancellation Fee

Insurance companies only require policy holders to provide an early notice before canceling the policy. However, some auto insurance companies charge a cancellation fee for terminating the contract before the agreed date. Some of them even go as far as denying refunds to customers that are yet to completely use their prepaid car insurance.

Carefully read through the terms and conditions attached to your insurance policy to determine if an early cancellation penalty is needed. If the information is not clear, feel free to contact your current insurance provider for more information. If the company charges a cancellation penalty for early terminations, you can choose to transfer customer discounts to Nationwide, your new car insurance provider.

Pay for a New Policy

You can easily get into an accident without coverage when handling the process of switching from one company to another. The financial consequences of getting into an accident with no protection can be disruptive. Before you can complete the process of canceling your current insurance policy, you need to ensure that you already have a new policy with Nationwide.

You ideally need to pay for a new policy and chose a date when you plan to start using it before canceling your current policy. After getting a new auto insurance policy from Nationwide, make sure that you request proof of insurance to show that you have adequate coverage at any given point in time.

By contacting Nationwide for further assistance, you should have an easy time getting a new insurance policy quickly.

Request for a Refund on Your Old Policy

If you made a payment for your old car insurance policy and initiated the cancellation before it expired, you can request a refund on any premiums from your current insurer. They should provide you with adequate information on how to go about the process of getting a refund, if that is an option for you.