How often should I check my credit report with Equifax?

It is generally recommended to check your credit report with Equifax at least once a year. Regular monitoring of your credit report helps identify any inaccuracies, errors, or signs of identity theft. However, it may be beneficial to check it more frequently, especially if you are making major financial decisions, applying for credit, or suspect fraudulent activity. Taking advantage of Equifax's free credit report available once every 12 months can provide valuable insights into your credit health. Additionally, subscribing to Equifax's credit monitoring services offers continuous monitoring, alerts for significant changes, and the ability to address potential issues promptly. Ultimately, your personal circumstances and financial goals will determine the frequency at which you should review your credit report.