Are there any restrictions on earning or redeeming Thank You points?

Yes, there are restrictions on earning and redeeming Thank You points. Firstly, to earn points, you must be a cardmember of eligible Citi credit cards participating in the Thank You Points program. Additionally, certain transactions such as cash advances, balance transfers, and fees may not earn points. Moreover, any points earned may have expiration dates, so it is essential to check the specific terms and conditions associated with each credit card. When it comes to redeeming points, they can be used towards a range of rewards, including merchandise, travel, gift cards, and statement credits. However, redemption options may vary based on your Citi credit card and there might be minimum point requirements for specific rewards. It's important to review the program details and conditions provided by Citibank to understand the complete set of restrictions associated with earning and redeeming Thank You points.