How Do I Activate My Bank of America Card?

Bank of America offers bank cards to its customers. Those cards can be used to carry out different transactions, including the payment of bills. However, they need to be activated first. You can activate your Bank of America card via the phone, online or using the Bank of America mobile application.

Adam Goldkamp is the editor / author responsible for this content.
Dec 9, 2022

How Do I Activate My Bank Of America Card?

Bank of America is one of the popular banks in the United States. It deals with investment banking, wealth management and corporate banking. The bank was established to serve working-class Italian- Americans but it later grew and started serving many people around the globe.

Just like other banks, Bank of America embraces the use of online banking technologies. In 2016 it was ranked the highest in terms of digital banking technologies. Most of its customers use mobile and online banking options.

The bank also issues bank cards to its customers. You can use the cards to carry out different transactions. You will be issued a new Bank of America card if you are a new customer or if your previous Bank of America card has expired. You need to activate it before using it. You can activate a Bank of America card using the following ways.

Bank Card Activation Using the Bank of America Mobile Application

You need to have the Bank of America mobile app installed in your phone for you to use it when activating your bank card. If you do not have this application, download it from Google. Follow these steps when activating your Bank of America using the bank's mobile application.

  1. Open the application and log in to your online banking account using your username and password.
  2. Click on the "account" option. Your cards will be displayed on the screen.
  3. Look for your new card and click on the "activate" option below it.
  4. You will be prompted to enter the last four digits of your social security number and your account number. Enter them correctly and click on the "continue" option. You will receive a message telling you that your Bank of America card has been activated. If you do not receive this message within a few days, contact Bank of America.

Activating a Bank of America Card Online

You need to be enrolled to the Bank of America online banking option for you to activate your bank card online. Your bank account number and your social security number will be required. Follow these steps when activating a Bank of America card online.

  1. Open the Bank of America's official website and log in to your online banking account.
  2. You will be prompted to verify your identity.
  3. Enter your Bank of America card number and its expiry date in the blanks that will appear and follow the instructions that will be given. Your Bank of America card will be activated, and you will be notified about the same.

Activating a Bank of America Card via the Phone

The process is simple and takes a short time. A Bank of America representative will help activate your bank card. However, you need to carefully follow the instructions that they give you. The activation process involves the following steps.

  1. Contact the Bank of America card activation number on your new card.
  2. Choose the card activation option.
  3. A Bank of America representative will ask you to key in your bank account number. Enter it correctly and follow the other instructions that they give you. You will later be notified that your Bank of America card has been activated.

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Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.
How Do I Activate My Bank of America Card?

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