Can I use Apple Pay for person-to-person payments?

Apple Pay does not primarily focus on person-to-person payments, but it provides a feature through Apple Cash, which enables users to send and receive money directly from their Apple devices. Apple Cash allows users to transfer funds to family and friends using the Messages app or by asking Siri to make a payment, as long as both parties have set up Apple Cash and have compatible devices. To use this feature, users must ensure that they have linked a debit card or a bank account to their Apple Cash account. Those funds can then be used for future purchases through Apple Pay or transferred back to a bank account. It is advisable to visit the official Apple webpage for detailed instructions and requirements related to setting up and using Apple Cash for person-to-person payments, as there may be specific eligibility criteria and conditions that need to be met.