Can I use Apple Pay for person-to-person payments?

Yes, you can use Apple Pay for person-to-person payments. With the release of iOS 11.2, Apple introduced a feature called Apple Pay Cash, enabling users to send and receive money directly through the Messages app. This feature utilizes the Apple Pay infrastructure, allowing you to securely and conveniently send money to friends and family. To initiate a person-to-person payment, simply open the Messages app, select the desired conversation, tap on the Apple Pay icon, enter the amount, and authorize the transaction with Face ID, Touch ID, or passcode. Funds can be transferred from your linked debit or credit card, or from Apple Pay Cash balances. This convenient feature makes splitting bills, paying back friends, and coordinating expenses easier than ever before.