Garden State Life Insurance Company Customer Service

Phone Number & Contact Info

Garden State Life Insurance Company's Best Phone Number

800-648-5433
Toll-free·Calls Customer Service·Most popular Garden State Life Insurance Company number
Free tools for easier calling
Q:

How do I talk to a live human at Garden State Life Insurance Company?

A:Option 2. Our free phone can also navigate phone menus to get a live human at Garden State Life Insurance Company for you.
Q:

Does Garden State Life Insurance Company offer 24 hour customer service?

A:Not at this number; hours here are 8am-4:30pm CST. The least busy day is Saturday, and the most busy day is Tuesday. If the call center is closed, you can schedule a call.
Q:

How long will I wait on hold?

A:The average hold time is 4 minutes. The longest hold times are on Wednesday, and the shortest are on Thursday. You can skip the hold time for free.

Garden State Life Insurance Company Customer Phone Numbers

Corporate Offices

409-766-6690
24 hours, 7 days · This goes directly to a human ·

How do I get through the phone menu to a live person?

Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for Garden State Life Insurance Company below.

Let us call and talk to Garden State Life Insurance Company for you

Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.

We can get a live person on the line for you

That same, free GetHuman Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
GetHuman researchers routinely call this Garden State Life Insurance Company phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Option 2
Below are some clips we've found from Garden State Life Insurance Company's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

Heard when the phone system first answers

"Your call may be monitored and or recorded. By continuing, you consent to the monitoring and recording of your call. Hi. I'm Annie, American National's digital assistant. You've reached our life services department. Are you calling as an agent?"
Excerpt from a call with Garden State Life Insurance Company
Monday, April 1, 2024 5:00 PM

What are the hours and when should I call?

Garden State Life Insurance Company operates the call center for this 800-648-5433 phone number 8am-4:30pm CT. The short answer is that you should call on a Monday. This observation and the following section are based on analysis of a sample set of 163 calls made in the last 90 days using our free, web-based phone (see above).

Automatically call when they open

When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, it will automatically wait until the Garden State Life Insurance Company call center opens before trying to call. It will ask your permission before it places the call, so you can also further delay that scheduled call until you are ready. But that means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Garden State Life Insurance Company phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Garden State Life Insurance Company staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Garden State Life Insurance Company is Saturday. The most busy day to call is Tuesday, which averages 4300% more phone calls by comparison. Again, this is based on a sample of 163 calls made with our AI-powered, web-based phone in the last 90 days.
Sun
Mon
Tue
Busiest
Wed
Thu
Fri
Sat
Quietest

The shortest wait on hold

We measured the shortest hold times to be on Thursday. The longest wait in the queue on average occurs on Wednesday.
But if you use our free call and talk for me or wait on hold for me service, you don't really need to worry about average wait times.

The best time to call Garden State Life Insurance Company

In summation, the best day to call Garden State Life Insurance Company is Monday.

Why Customers Call Garden State Life Insurance Company

If you have time to do a bit of reading before you call Garden State Life Insurance Company, we recommend you read over some of our problem-specific articles.

What types of life insurance policies does Garden State Life Insurance Company offer?

Garden State Life Insurance Company offers a range of life insurance policies to meet the diverse needs of our customers. Our offerings include term life insurance, which provides coverage for a specified period, typically 10 to 30 years, at affordable premiums. We also provide whole life insurance, which offers lifelong coverage and accumulates cash value over time. For those seeking flexible coverage, we offer universal life insurance with the option to adjust death benefit and premium payments. Lastly, we have indexed universal life insurance, allowing policyholders to participate in potential market gains while offering protection against market downturns. Whether you are looking for short-term coverage or a long-term investment, Garden State Life Insurance Company has the right policy for you.

What is the cancellation policy for life insurance policies with Garden State Life Insurance?

At Garden State Life Insurance Company, we understand that circumstances can change and you may need to cancel your life insurance policy. Our cancellation policy is designed to provide flexibility and ease of access for our policyholders. To cancel your life insurance policy with us, simply contact our customer service team via phone or email. They will guide you through the process, ensuring all necessary documentation is completed accurately and efficiently. It's important to note that cancellation requests may be subject to certain guidelines and regulations, which your customer service representative will happily explain to you. Additionally, please be aware that cancelling a life insurance policy may result in the loss of coverage and any associated benefits. We always recommend consulting with a financial advisor before making this decision.

Are there any discounts or promotions available for life insurance policies with Garden State Life Insurance?

Yes, Garden State Life Insurance Company offers various discounts and promotions for life insurance policies. We understand the importance of providing affordable coverage for our customers. We offer a discount for bundling multiple insurance policies such as auto and home insurance with our life insurance policies. Additionally, we offer discounts based on factors such as the insured's age, health, and lifestyle choices. These discounts are designed to make life insurance more accessible to a wide range of individuals and families. Our promotions may change from time to time, so we encourage you to contact us or visit our website for the most up-to-date information on any available discounts or promotions for life insurance policies with Garden State Life Insurance.

Top Garden State Life Insurance Company customer service problems

Click the link above to get answers to just about any Garden State Life Insurance Company customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.
Below is a sample of recent calls to Garden State Life Insurance Company, and their purpose. Are any of these similar to the reason you are trying to call?
Request for member ID: "I need a member ID number."
- From a call lasting 3m 26s , Oct 29, 2024 3:51 PM
Inquiring about group number: "A group number?"
- From a call lasting 26m 7s , Oct 29, 2024 3:24 PM
Payment schedule adjustment: "I would like to make my payments later in the month."
- From a call lasting 6m 40s , Oct 16, 2024 6:04 PM
Paying bill over phone: "I'd like to pay my bill, please."
- From a call lasting 3m 57s , Aug 8, 2024 6:01 PM
Inquiring about life insurance policy: "Trying to find out if my mother had a life insurance policy."
- From a call lasting 4m 3s , Jul 8, 2024 2:36 PM
Seeking help with policy: "I don't know how to get ahold of these guys."
- From a call lasting 2m 39s , Apr 19, 2024 5:05 PM
Payment confirmation: "I sent a check-in on the thirtieth and it hasn't cleared the bank, wondering if you got it."
- From a call lasting 7m 7s , Apr 18, 2024 12:46 PM
Information about why customers call Garden State Life Insurance Company is extracted from issues that customers have reported to GetHuman.
Garden State Life Insurance Company issues reported to GetHuman

Conclusion and closing notes

This is Garden State Life Insurance Company's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Garden State Life Insurance Company agent. This phone number is Garden State Life Insurance Company's best phone number because 6,294 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-648-5433 include Get insurance, Make/Chase a claim, Coverage question, Overcharge/Strange charge, Renew coverage and other customer service issues. Rather than trying to call Garden State Life Insurance Company first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone. In total, Garden State Life Insurance Company has 2 phone numbers. It's not always clear what is the best way to talk to Garden State Life Insurance Company representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for Garden State Life Insurance Company. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like Garden State Life Insurance Company. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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