Does New York Life offer any additional benefits or riders with its policies?

Yes, New York Life offers a range of additional benefits and riders with its policies to provide tailored coverage and added peace of mind. These include options such as accelerated death benefit, which allows policyholders to access a portion of the death benefit if they are diagnosed with a terminal illness. Enhanced surrender value rider provides increased surrender values after a specific period. Waiver of premium rider ensures coverage remains in force if the insured becomes permanently disabled. Children's level term rider offers temporary coverage for children. Additional purchase benefit rider allows policyholders to purchase additional coverage without evidence of insurability. These riders can be added to policies to customize coverage and meet individual needs, ensuring comprehensive protection.