How Do I Order a New Charles Schwab Debit Card?

Although you have to put up with a strenuous process before getting the debit card, it is going to make your life much easier. With the debit card, it is advisable to make use of it as regularly as possible to earn points and prevent the debit information from being hacked. It is also important to limit your withdrawals since you cannot transact more than a 1,000 dollars a day. This is especially important when travelling since you can always withdraw more when need arises.

Dec 9, 2022

How Do I Order a New Charles Schwab Debit Card?

ATM fees have cost many people lots of money during travel. Most banks charge a few dollars each time a foreign ATM is used. This charge is different from the ATM charges which can be the same amount in some cases. You can find yourself spending as much as 10 dollars for every single transaction done on a foreign ATM. While this may be bad news for many people, there is a silver lining.

The Charles Schwab debit card offers a solution for every traveler that finds it challenging to put up with all the charges involved when using foreign ATMs. With Charles Schwab debit cards, you get a reimbursement for all the expenses incurred. However, getting a new Charles Schwab debit card can be quite a challenge for most people. Since Charles Schwab is an online bank, they do not have any ATMs; they take it upon themselves to cover all the fees by reimbursing the users at the end of every month.

Being an investment bank, Charles Schwab comes with a rigorous application process involving a credit check. It is one of the most tiring bank account setup procedures but it is worth the time and effort. Since you get the debit card free of charge after setting up the account, it is important to know how to create an account and set yourself on the path to free ATM transactions.

How to Get a Charles Schwab Debit Card

As we said before, you have to set up a Charles Schwab account to get the debit card. Below is a guide on how to go about the process.

  1. Visit the Charles Schwab website and click on checking account.
  2. Complete the application process by providing all the required details. Since it is impossible to get a checking account only, users are required to apply for brokerage accounts, even if they are not going to use them. It is because of this that credit checks are absolutely necessary.
  3. After the application has been approved, a test deposit into your current bank account is initiated. The applicant has to verify the details of the application before you can advance.
  4. After verification, the user needs to transfer money from the account linked during the application process through the online transfer option.
  5. Once the money has been deposited, you can now request a debit card. After getting the debit card, you set the PIN, which should not be forgotten because you cannot request a new one through a call.
  6. The debit card will be sent via mail, after which you can transfer money to your account to get it ready for use.

Once you have the debit card delivered, you can withdraw money from any ATM anywhere across the world and get reimbursed. If you lose the debit card, you can contact the bank to get a new one while they watch out for fraudulent charges. You can even set aside the account exclusively for travel if you plan on saving up for your trips and vacations.

Further questions?

Ask a followup or related question and we will try to provide an answer in seconds.
Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

Why does GetHuman Write How-to Guides for Charles Schwab Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Charles Schwab in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Order a New Charles Schwab Debit Card? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

Charles Schwab

Asked 4 years ago
Updated 2 years ago
Viewed 1,432,011 times
Charles Schwab
How to get a Charles Schwab debit card
how do I order a new Charles Schwab debit card?
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!