Synchrony Bank General Inquiries

Phone Number & Getting a Rep

Synchrony Bank General Inquiries number

866-419-4096
Toll-free·Calls General Inquiries·See main phone number & contact info
Q:

How do I talk to a human at this Synchrony Bank number?

A:Say "I don't have it" then "Yes" then "I don't know it" and "Yes"
Q:

Does this phone number work 24/7?

A:No. Hours for this phone number are Mon-Fri 7:30am-midnight, Sat 10am-7pm EST. The least busy day is Saturday, and the most busy day is Wednesday. See below for more and to learn where this data comes from.
Q:

How long will I have to wait to speak to Synchrony Bank General Inquiries?

A:The average hold time is 33 minutes. The longest hold times are on Monday, and the shortest are on Wednesday.

All Synchrony Bank customer service contact information

This is the #2 most popular Synchrony Bank phone number out of 6. Click above to go back to the main customer service number and other contact information, including Synchrony Bank email addresses, twitter handles, and live chat options.

More Synchrony Bank Customer Phone Numbers

Customer Service

800-250-5411
Main phone number · Toll-free · Mon-Fri 7:30am-midnight, Sat 10am-7pm EST · Say "I don't have it", then "Yes", then "I don't have it", then "Yes" ·

CareCredit Customer Service

866-893-7864
Toll-free · Mon-Fri 7:30am-midnight, Sat 10am-7pm EST · For CareCredit customers ·

GE Money Bank Customer Service

866-220-9432
Toll-free · Mon-Fri 7:30am-midnight, Sat 10am-7pm EST · Direct Line ·

Member Services

866-396-8254
Toll-free · Mon-Fri 7:30am-midnight, Sat 10am-7pm EST · Press Option 6 twice ·

Bank Deposit Accounts Customer Service

866-226-5638
Toll-free · Mon-Fri 7:30am-midnight, Sat 10am-7pm EST · Say "I don't have it" then "Yes" then "I don't know it" and "Yes" ·

How do I get through the phone menu to a real live person?

GetHuman researchers routinely call this Synchrony Bank phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Say "I don't have it" then "Yes" then "I don't know it" and "Yes"

What are the hours and when should I call?

Synchrony Bank operates the call center for this 866-419-4096 phone number Mon-Fri 7:30am-midnight, Sat 10am-7pm ET. The short answer is that you should call on a Thursday. This observation and the following section are based on analysis of a sample set of 118 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Synchrony Bank phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Synchrony Bank staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Synchrony Bank is Saturday. The most busy day to call is Wednesday, which averages 200% more phone calls by comparison. Again, this is based on a sample of 118 calls made with our AI-powered, web-based phone in the last 90 days.
Mon
Tue
Wed
Busiest
Thu
Fri
Sat
Quietest

The shortest wait on hold

We measured the shortest hold times to be on Wednesday. The longest wait in the queue on average occurs on Monday.

The best time to call

In summation, the best day to call Synchrony Bank is Thursday.

Why call this Synchrony Bank number?

Below is a sample of recent calls to Synchrony Bank, and their purpose. Are any of these similar to the reason you are trying to call?
Account-related inquiry: "I'm calling to discuss my Synchrony Bank account."
- From a call lasting 5m 17s , Nov 20, 2024 6:29 PM
Payment for QVC bill: "I like to pay on the bill, you know, for QVC today."
- From a call lasting 3m 15s , Nov 16, 2024 7:36 PM
: ""
- From a call lasting 1m 14s , Oct 25, 2024 9:57 PM
: ""
- From a call lasting 1m 32s , Sep 16, 2024 8:54 PM
: ""
- From a call lasting 50s , Aug 15, 2024 7:45 PM
Questions about billing statement: "I was checking back to see if you had got that part, the fourteen ninety eight."
- From a call lasting 10m 37s , Jul 2, 2024 4:00 PM
Unauthorized charge refund: "I was debited $127.10 for Crate and Barrel, which I paid off months ago, and I'm waiting for the refund check promised by the representative."
- From a call lasting 14m 25s , Jun 3, 2024 8:21 PM
Assistance with JCPenney account login: "I can't login to my JCPenney account, it won't accept my user ID and password."
- From a call lasting 8m 11s , May 24, 2024 10:59 PM
Verification of Synchrony number: "Is this the real Synchrony number?"
- From a call lasting 52s , May 24, 2024 7:42 PM

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