Patelco Credit Union Customer Service
Phone Number & Contact Info
Q:
How do I talk to a live human at Patelco Credit Union?
Q:
Does Patelco Credit Union offer 24 hour customer service?
A:Not at this number; hours here are Mon-Fri 7:30am-7pm, Sat 9am-2pm PST. The least busy day is Tuesday, and the most busy day is Thursday. If the call center is closed, you can schedule a call. Q:
How long will I wait on hold?
A:The average hold time is 3 minutes. The longest hold times are on Tuesday, and the shortest are on Thursday. You can skip the hold time for free. How do I get through the phone menu to a live person?
Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for Patelco Credit Union below.
Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.
That same, free GetHuman Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
GetHuman researchers routinely call this Patelco Credit Union phone number to document the phone system.
Here is how our research team describes the way the Patelco Credit Union phone system greets you: If you know your party's extension, press pound followed by the extension. To check balances, make transfers, inquire about recent activities, or pay loans or credit cards by phone, press 1. For online, mobile banking, bill payment, Zelle, or other money transfer services, press 2. For debit and credit card services, press 3. For new loans, new accounts, new memberships, press 4. For existing home loans or other loans, press 5. For questions about checking, savings, or all other inquiries, press 6.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Press 6 at the first menu. Next, you must choose an option 1-3.
Below are some clips we've found from Patelco Credit Union's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:
Heard when the phone system first answers
"Welcome to the Telco.
If you know your party's extension, press pound followed by the extension.
Main menu.
For balances, transfers, recent activity, or to pay your loan or credit card by phone, press one.
Online, mobile banking, bill pay, Zelle, and other money transfer services, two.
Debit and credit card services, three.
New loans, new accounts, new membership, four.
Existing home loans or other loans, five.
For questions about your checking, savings, and all other inquiries, six."
Excerpt from a call with Patelco Credit Union
Thursday, January 4, 2024 11:32 PM
What are the hours and when should I call?
Patelco Credit Union operates the call center for this 800-358-8228 phone number Mon-Fri 7:30am-7pm, Sat 9am-2pm PT. The short answer is that you should call on a Tuesday. This observation and the following section are based on analysis of a sample set of 386 calls made in the last 90 days using our free, web-based phone (see above).
When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, it will automatically wait until the Patelco Credit Union call center opens before trying to call. It will ask your permission before it places the call, so you can also further delay that scheduled call until you are ready. But that means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Patelco Credit Union phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Patelco Credit Union staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.
The least busy time to call
The least busy day to call Patelco Credit Union is Tuesday. The most busy day to call is Thursday. Again, this is based on a sample of 386 calls made with our AI-powered, web-based phone in the last 90 days.
The shortest wait on hold
We measured the shortest hold times to be on Thursday. The longest wait in the queue on average occurs on Tuesday.
The best time to call Patelco Credit Union
In summation, the best day to call Patelco Credit Union is Tuesday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that Patelco Credit Union staffs the call center well on Tuesday.
Why Customers Call Patelco Credit Union
If you have time to do a bit of reading before you call Patelco Credit Union, we recommend you read over some of our problem-specific articles.
What are the fees associated with Patelco Credit Union accounts?
At Patelco Credit Union, we strive to provide our members with fee-friendly accounts and services. Our accounts come with minimal fees, allowing our members to enjoy their banking experience without unnecessary charges. Some of the fees associated with our accounts include a low monthly maintenance fee, a nominal fee for insufficient funds, and charges for certain optional services such as wire transfers and cashier's checks. However, we offer several ways to waive or reduce these fees, including maintaining a minimum balance, enrolling in direct deposit, or utilizing e-statements. We believe in transparency and are committed to helping our members save money and maximize their financial well-being. For detailed information regarding our account fees, please refer to our Fee Schedule available on our website or contact our helpful member service representatives who are always available to assist you.
What are the requirements to join Patelco Credit Union?
To join Patelco Credit Union, the requirements include membership eligibility based on employment, association, or location. Individuals who work for over 1,100 participating employer groups, belong to specific associations, or reside in select areas of California are eligible for membership. Additionally, family members of existing Patelco members can also join. To become a member, applicants will need to provide a valid form of identification, such as a driver's license or passport. They must also open and maintain a Share Savings Account with a minimum deposit of $1, which represents their ownership in the credit union. By fulfilling these criteria, individuals can enjoy the benefits of Patelco's financial services, competitive rates, and member rewards program.
What is the routing number for Patelco Credit Union?
The routing number for Patelco Credit Union is 321076470. This number is used to identify the financial institution when conducting various transactions, such as direct deposits, wire transfers, and electronic payments. It is essential to have the correct routing number to ensure your transactions are processed accurately. You can typically find the routing number on your checks, online banking, or by contacting Patelco Credit Union directly. Remember to double-check the routing number before initiating any transfers to avoid any delays or errors.
Top Patelco Credit Union customer service problems
Click the link above to get answers to just about any Patelco Credit Union customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.
Below is a sample of recent calls to Patelco Credit Union, and their purpose. Are any of these similar to the reason you are trying to call?
Requesting access code: "I can't get into the documents without the code."- From a call lasting 5m 17s , Feb 2, 2024 11:10 PM
More Patelco Credit Union Customer Service Contacts
There are of course other ways to contact Patelco Credit Union customer service besides the phone. Below we list the best ones, by medium.
Patelco Credit Union Customer Help Desk / Web Support
As a last, sometimes only, resort- Patelco Credit Union customer service can be accessed through their website. This can entail digging through help articles before finding a form and "being allowed" to submit a problem to their team, and rarely leads to a real-time conversation, which is why GetHuman does not recommend this unless it's the only way.
Conclusion and closing notes
This is Patelco Credit Union's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Patelco Credit Union agent. This phone number is Patelco Credit Union's best phone number because 2,316 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-358-8228 include Setup an account, Question, Complaint and other customer service issues. Rather than trying to call Patelco Credit Union first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone or web. In total, Patelco Credit Union has 1 phone number. It's not always clear what is the best way to talk to Patelco Credit Union representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.
GetHuman does not provide call center services or customer support operations for Patelco Credit Union. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like Patelco Credit Union. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.