JCPenny Credit Customer Service

Phone Number & Contact Info

JCPenny Credit's Best Phone Number

800-542-0800
Toll-free·Calls Customer Service·Most popular JCPenny Credit number
Free tools for easier calling
Q:

How do I talk to a live human at JCPenny Credit?

A:Press 0# at each prompt then say "Customer service" twice OR say "agent" at each prompt. Our free phone can also navigate phone menus to get a live human at JCPenny Credit for you.
Q:

Does JCPenny Credit offer 24 hour customer service?

A:Yes! This call center operates 24 hours a day, 7 days a week. The least busy day is Tuesday, and the most busy day is Friday.
Q:

How long will I wait on hold?

A:The average hold time is 33 minutes. The longest hold times are on Monday, and the shortest are on Friday. You can skip the hold time for free.

How do I get through the phone menu to a live person?

Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for JCPenny Credit below.

Let us call and talk to JCPenny Credit for you

Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.

We can get a live person on the line for you

That same, free GetHuman Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
GetHuman researchers routinely call this JCPenny Credit phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Press 0# at each prompt then say "Customer service" twice OR say "agent" at each prompt

What are the hours and when should I call?

JCPenny Credit operates the call center for this 800-542-0800 phone number 24 hours, 7 days. The short answer is that you should call on a Tuesday. This observation and the following section are based on analysis of a sample set of 37 calls made in the last 90 days using our free, web-based phone (see above).

Automatically call when they open

When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, it will automatically wait until the JCPenny Credit call center opens before trying to call. It will ask your permission before it places the call, so you can also further delay that scheduled call until you are ready. But that means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this JCPenny Credit phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like JCPenny Credit staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call JCPenny Credit is Tuesday. The most busy day to call is Friday. Again, this is based on a sample of 37 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Friday. The longest wait in the queue on average occurs on Monday.
But if you use our free call and talk for me or wait on hold for me service, you don't really need to worry about average wait times.

The best time to call JCPenny Credit

In summation, the best day to call JCPenny Credit is Tuesday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that JCPenny Credit staffs the call center well on Tuesday.

More JCPenny Credit Customer Service Contacts

There are of course other ways to contact JCPenny Credit customer service besides the phone. Below we list the best ones, by medium.

JCPenny Credit Customer Help Desk / Web Support

onlinecreditcenter6.com - Customer Service
Online customer service support
As a last, sometimes only, resort- JCPenny Credit customer service can be accessed through their website. This can entail digging through help articles before finding a form and "being allowed" to submit a problem to their team, and rarely leads to a real-time conversation, which is why GetHuman does not recommend this unless it's the only way.

Conclusion and closing notes

This is JCPenny Credit's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a JCPenny Credit agent. This phone number is JCPenny Credit's best phone number because 222 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-542-0800 include Setup an account, Question, Complaint, Lower my rate and other customer service issues. Rather than trying to call JCPenny Credit first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone or web. In total, JCPenny Credit has 1 phone number. It's not always clear what is the best way to talk to JCPenny Credit representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for JCPenny Credit. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like JCPenny Credit. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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