Farm Bureau sent a notice saying my premium has been impacted due to a reduction in F B...

GetHuman4852539's customer service issue with Experian from May 2020

Help with my Experian issue
The issue in GetHuman4852539's own words
Farm Bureau sent a notice saying my premium has been impacted due to a reduction in F B advantage discount. The following codes had the most negative impact on my insurance score****** insufficient information on credit union, savings & loan or mortgage accounts. I have had a credit union account for over ** yrs and will give you information if it will improve my score. I do not have a mortgage, or S&L acct. *****: I don't know what this code means.***** & ****. In yrs past I have opened charge accounts with different stores in order to get their discount for doing so. After I pay the bill, having rec'd the discount, I cancel the charge card. I didn't know I was hurting my credit by opening and closing these accounts. neither did I know that each time I opened an account it enacted a consumer inquirey which also negatively impacted my credit standing. Can these two items be addressed favorably for me? Now that I know I will not open new accounts to get the discount.*Please let me know what I can do to raise my score. I have phoned Lexis Nexis & Farm Bureau and they both directed me to Experian.*I pride myself on being fiscally responsible and am STUNNED to learn I have a less than perfect score. The present score certainly DOES NOT reflect my financial history. My bills are paid on time, if not earlier than due.

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Experian

Customer service issue
Reported by GetHuman4852539
May 21st, 2020 - 3 years ago
Fixed
Seen by 26 customers so far
Similar issue to 5185 others
0 customers following this
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Timeline

GetHuman4852539 started working on this issue
May 21st, 2020 3:06pm
GetHuman4852539 confirmed the issue is fixed. Hooray!
May 21st, 2020 7:12pm