I am writing to ask if you can help me bring my accounts up-to-date. I am not able at this time to pay the full amount but can pay something each month. My credit cards caught up with me and at the same time my income was cut in half. **I was contacted by a debt relief program and I signed up with them. They told me that they would contact you and not to talk to you. I did that. However, I have not realized that going through them was not going to save me any money and has already hurt my credit more than I ever expected. I have stopped using all of my credit cards.**I am planning on initiating a payment online today of $***. I can't access my account. It goes in a loop when I change my password. Please let me know if and how you would like to proceed. **Gerelyn F Reaves
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