What happens if I miss a premium payment?

If you miss a premium payment with Unum, there are a few things that may occur. Initially, you will receive a notice reminding you about the late payment. If the missed payment remains unresolved, your coverage may be suspended or terminated, potentially resulting in the loss of benefits. However, Unum understands that unexpected circumstances may arise, and they offer a grace period to make the payment and reinstate the coverage. It is crucial to contact Unum as soon as possible to discuss your situation and explore available options. This will ensure that you maintain your coverage and continue to receive the benefits you rely on.