How long does it take to receive benefits after filing a claim?

At Unum, the time it takes to receive benefits after filing a claim can vary depending on the complexity of the case and the required documentation. However, our goal is to process and make a decision on claims as quickly as possible. In general, once all the necessary information and forms are submitted and reviewed, we strive to provide a decision within 10 to 14 business days. However, certain complex cases may require additional time for accurate evaluation. We understand the importance of timely benefits and are committed to expediting the process while ensuring a thorough assessment. Our knowledgeable claims team is available to assist and guide you through every step of the process to ensure a smooth and efficient experience.