What is the waiting period for Group Life Disability benefits?

The waiting period for Group Life Disability benefits offered by Unum Group is typically 90 consecutive days of continuous total disability. This means that an individual must be unable to perform the essential duties of their occupation for a continuous period of 90 days before becoming eligible for disability benefits. The waiting period is an important consideration as it determines when an employee can start receiving benefits. During this waiting period, the employee may be eligible for short-term disability benefits or other temporary solutions depending on the specific policy. It is important for employees to check the details of their specific policy to understand the waiting period and any other requirements for qualifying for Group Life Disability benefits.