How does insurance work on Turo?

When you book a car through Turo, you have two options for insurance: you can choose either the Turo insurance plan or use your own personal insurance. If you opt for Turo's insurance, three levels are available: Basic, Standard, and Premier, each offering varying coverage and deductibles. With Turo insurance, you're protected against physical damage and liability claims up to the selected amount. Alternatively, if you use your own coverage, Turo's insurance acts as secondary coverage to your policy. In case of an incident, Turo's customer support team assists with the claims process and potential reimbursement. However, it's essential to review your personal insurance policy and understand its applicability to Turo rentals. Whichever insurance option you choose, Turo provides a comprehensive and reliable coverage to ensure a seamless rental experience.