How often is my credit history updated by TransUnion?

TransUnion updates credit histories continuously as new information becomes available. However, not all creditors report account updates at the same frequency, which may result in slight delays in updating the credit file. It is generally recommended to wait at least 30 days to allow sufficient time for the majority of creditors to report any updates or changes. Some lenders may report on a monthly basis, while others may report quarterly or even annually. TransUnion encourages individuals to regularly monitor their credit reports to ensure accuracy and detect any potential identity theft or errors. As a responsible financial management practice, it is advisable to monitor credit history and scores from all three major credit bureaus.