Can I dispute errors on my credit report if they are not from TransUnion?

Asked a year ago
No, you cannot directly dispute errors on your credit report with TransUnion if they are not from TransUnion. Each credit reporting agency (CRA) maintains its own separate records, so errors or inaccuracies reported by other CRAs need to be addressed with them individually. However, it is recommended that you still monitor your credit reports from all three major CRAs – TransUnion, Equifax, and Experian – regularly for inconsistencies. Should you find errors from other agencies, you must reach out to the respective CRAs directly to initiate dispute investigations. By contacting each CRA individually, you ensure that all inaccuracies are rectified across all your credit reports, providing a comprehensive correction process for your credit history.
Jeff Whelpley is the editor / author responsible for this content.
Answered May 3, 2024

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