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Is Root Insurance Auto Insurance Any Good?

If you want to know if root auto insurance is any good, this article can help. Here you will find many answers to questions about Root auto insurance.

About Root

Root is a new auto insurance provider in Columbus that offers low rates for auto insurance policies based on how you drive. Root collects information about how you drive through telematics devices implemented into an app that you can download on your smartphone. This is known as usage-based insurance or UBI. Rather than relying on historical data, your credit report, and demographics to calculate your cost, it strictly uses the information collected from monitoring how you drive.

How Root Auto Insurance Works

Root Auto Insurance works through an app on your smartphone. It uses machine learning to track the way you drive for a certain amount of time to provide you with a quote based on your driving habits. If after viewing your driving habits, Root decides you are a risky driver, they may not offer you an insurance policy, or they may give you a policy but with high insurance rates.

What Root Offers

Like most other insurance providers, Root offers standard auto insurance coverage plans. This includes bodily injury, property damage, uninsured/underinsured coverage, collision, and comprehensive coverage. They also provide coverage to those who live in states that have specific auto insurance requirements such as personal injury coverage, medical payment coverage, and more. Root also offers roadside help. This helps if you ever get a flat tire, if your car should ever need a jump, if you accidentally lock your keys in your car, or if you need your car towed for any other reason.

How to Get Started With Root

To get started, you must complete the Root driving test for roughly 30 days. First, you need to download and install the Root app or by going to the Root website and opting into the quote process. Once the app is installed, you will need to enable it in your phone settings. Now every time you drive and have your phone with you, Root will use GPS on your phone to track your driving habits during the test period.

They look at many factors, such as what time you usually drive, how fast you go, how smooth you drive, the way you make turns, if you hit the brakes too hard, and more. The app can also tell if you're actively driving or just riding in the car.

After the test period, Root will either give you an insurance quote or deny you coverage. The company boasts 52% savings for its customers on car insurance coverage and has mostly positive reviews from many satisfied clients.

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Root Insurance

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