How Do I Get Root Insurance to Lower My Rate?
Root Insurance has changed the insurance game by taking good driving behavior as the main factor when deciding your premiums. You can download their driving app so Root can monitor your driving behavior for 3 weeks, possibly offering you lower insurance quotes. This can potentially save you thousands of dollars in a year.
Trying to find the best value for money car insurance can be a tricky process. With most insurance companies there are a few major factors in determining your insurance rate. Some of these include credit rating, age, marital status, and the type of vehicle you drive.
Root Insurance is determined to change the insurance game by focusing primarily on the customers driving behavior. The formulae used by Root Insurance weights the customers driving performance significantly higher than other insurance companies and then along with the usual factors like credit rating, age, marital status, and vehicle type they work out your unique rate. Most times if you drive responsibly this your rate will be reduced when you re-apply every six months. By primarily looking at your driving behavior instead of the usual factors, Root Insurance makes it easier for someone who potentially has had a bad credit history or is not a U.S citizen to get great insurance rates.
To get a better insurance rate from Root all you will need to do is install their Drive App so your driving behavior can be monitored for a few weeks and you will then be assessed to determine your risk profile. Based on the score that you achieve you will then potentially be offered better insurance rates based on your driving behavior.
Downloading the Drive App
Follow the steps below to pay lower premiums with Root Insurance:
- Go to the Root Insurance website and click on the Get a Quote button.
- You will then be prompted to enter your phone number.
- Once you have entered your phone number, you will be sent a link to download the app onto your phone.
- Download and install the app following the instructions you are prompted to, remember to make sure your GPS location is enabled and allowed in the app permissions. If you do not give the correct permission then Root Insurance cannot collect your driving data correctly.
- Drive around for 3 weeks to allow Root Insurance to collect enough data on your driving behavior to offer you a better insurance rate.
- Once the data has been reviewed, you will be sent a quote via the app which you can then accept or decline.
Accepting the Quote
- If you are offered better insurance rates you will be notified of the quote in your app.
- Review the offers available, you can customize your policy to suit you directly from the app.
- Accept the policy with Root Insurance if you are happy with it.
- If you are not sure if any steps on the app or need assistance with approving the policy, you can always contact Root Insurance to assist you.
Further questions?
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