Is Progressive Auto Insurance Any Good?

When asking a question like which insurance company is the best, it's important to remember that the word ‘best' is subjective. For some people, the best means cheapest, while for others, best means the highest quality. This article outlines some of the pros and cons of going with Progressive Auto Insurance and informs you what kind of auto insurance company they are.

Progressive is one of the biggest insurance companies in the United States. This means that although their customer service ratings are not excellent, they offer just about every insurance addition under the sun.

Progressive auto insurance offers a wide range of different add-ons, services, and savings options to its customers. So for individuals who are looking for additional coverage for their insurance, Progressive is a good choice. Whether you want to insure your pet in case it's injured in a crash or if you're looking to add custom parts and equipment value to your plan, Progressive will more than likely have what's right for you.

Another huge benefit of Progressive is their savings options. They offer some of the better auto insurance discounts options of any company. These include:

-Multi-car discount

-Multi-policy discount

-Snapshot good driver program

-Discount for adding a teen driver

-Good student discount

-Discount if you get an online quote

-Discount for signing your policy document online

-Paperless discount

-Discount for paying a 6-month policy upfront

-Discount for setting up automatic payments from a checking account

As you can see, not only do they offer standard discounts like multi-policy and multi-car, but they also offer several discounts that anyone could qualify for, like paperless or getting an online quote. That being said, there is probably a lot of fine print behind these discounts, the best way to find out how you can qualify is by simply talking to an agent. Click here for the Progressive customer service line as well as live wait times.

Despite Progressive's good reputation regarding what they offer, their prices are quite competitive. Let's compare their average prices with that of the national average.

As with most insurance companies, young people are going to pay the most. At Progressive, males 25 years of age can expect their rate to be about 8% higher than the national average, while females will be about 5% higher than the national average.

For the 35-year-old age group, the male and female positions switch. The cost for males will be about 3% lower than the national average, whereas the rate for females will exceed the national average by about 4%.

In all older age groups, Progressive's rates will be about 3% or 4% lower than the national average.

Conclusion:

All things considered, Progressive is one of the better insurance companies out there. Their offerings on auto insurance are extremely diverse, so whatever you're looking for, Progressive probably offers it. Not to mention their non-auto insurance offerings. Furthermore, although they have such a diverse offering of insurance options, their prices are genuinely competitive for most demographics. So for the average person, they're an excellent choice of an insurance company.