How Do I Get GEICO to Lower My Rate?

Certain savings, coverage, payment options, and services are not available in all states or through all GEICO agencies. However, depending on your membership, job, or relationship with the affiliate groups, you may still be eligible for a special discount. If you use the strategies outlined above, you may be able to save money on your GEICO auto insurance plan.

GEICO is an auto insurance company located in Maryland with headquarters in the United States. You can save money on your GEICO auto insurance policy with a simple phone call if you're a GEICO customer. They offer excellent savings that may persuade you to become a client. So, what are some of the ways you can save money on your auto insurance with GEICO?

1. Install Safety and Security Devices

Since anti-lock brakes and airbags are now required by law for all cars in the United States, you can check with GEICO to see whether your older vehicle has these safety features, which may save you money. Security devices may also lower your monthly price. Customers who install anti-theft alarm systems can save up to 25% on the comprehensive portion of their rates, according to GEICO.

2. Combine and Consolidate

Many families with several vehicles have separate insurance plans for each vehicle but may be overlooking a multi-car discount of up to 25% on standard covers. You can switch to GEICO for all of your cars and see how much money you may save.

Depending on your state, you may be eligible for a multi-policy or multi-line discount if you purchase multiple types of coverages from GEICO. Combining auto and homes insurance is the most common scenario. Also, auto insurance with the condo, renters, or mobile home insurance may offer similar results. You can get a quick, no-obligation quote on their website to see how much you may save on vehicle and home insurance.

3. Opt for a Higher Deductible

In most cases, the higher your deductible is, the lower your insurance rate will be. Many individuals avoid having a high deductible because they are afraid that they will be unable to finance it if anything bad happens. To put your mind at ease, open a separate savings account just for emergencies. Contact GEICO customer support to change your coverage, or use GEICO's award-winning mobile app once you've saved enough to comfortably pay any potential deductible expenses.

4. Dig for Discounts

On the GEICO website discount section, you can see what kinds of reductions you could qualify for. If you belong to one of GEICO's affiliated alumni, educational, professional, or other GEICO-related organizations, you may be eligible for a member's discount. Alternatively, completing a defensive driving or teen driver's education course may also qualify you for lower insurance premiums. If you're in the market for new coverage, learn some strategies that can help you compare auto insurance costs and discover all of the great GEICO discounts available.

GEICO offers several significant discounts, including:

1. Vehicle Equipment Discounts

Depending on which kind of equipment you have, you can qualify for airbag discount, anti-lock brakes discount, anti-theft system discount, daytime running lights discount, and new vehicle discounts.

2. Discounts for Driving History and Habits

If your driving record is good, GEICO offers a five-year accident-free good driver discount, seat belt use discount, driver's education discount, defensive driving discount, driver's education discount, and good student discounts.

3. Driver Affiliation Discounts

On the drivers' forefront, you can qualify for emergency deployment discounts, federal employee discounts (eagle discounts), membership and employee discounts, and military discounts.

4. Customer Loyalty Discounts

If you stay loyal to GEICO as your auto insurer, you can get a multi-vehicle discount and multi-policy discounts.

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