What are the fees associated with First Direct accounts?

First Direct offers a range of accounts with varying fee structures. The majority of their current accounts come with no monthly account fees, giving customers peace of mind and flexibility with their finances. However, there are certain fees associated with specific services or actions. For instance, a fee may be incurred for unarranged overdrafts or for sending money abroad. First Direct also charges fees for add-on services such as insurance or using certain ATMs overseas. It is important for customers to review the terms and conditions of their specific account to understand the fees that may apply. By doing so, individuals can make informed decisions about their banking needs and avoid any unexpected charges. Overall, First Direct prioritizes transparency and strives to provide accounts with minimal fees to support their customers' financial management.