What is your policy for mobile check deposits?

First Citizens Bank has established a set of guidelines for mobile check deposits that customers can follow to ensure a smooth transaction process. Generally, customers are required to use the bank's mobile application to deposit checks remotely using their smartphone or tablet. The bank typically specifies that checks must be made payable to the account holder and that the account holder must endorse the back of the check before submitting it. There are usually certain limits on the amount that can be deposited via mobile check deposit, which may vary based on the customer's account type and history. The bank also may have specific cut-off times for same-day deposits. After a successful deposit, customers typically receive a confirmation notification, and the checks are usually subject to standard hold times, ensuring funds are available after the check has cleared. First Citizens Bank encourages its customers to refer to its official website for the most current policies and guidelines regarding mobile check deposits. This will provide the latest information that may affect the deposit process and any updates to the service.