What are the fees for using an ATM?

First Citizens Bank typically does not charge fees for using their own ATMs for customers. However, if a customer uses an ATM that is not operated by First Citizens, there may be an out-of-network fee applied. This fee can vary depending on the specific ATM owner. Additionally, the customer may also be subject to a fee charged by the ATM operator, which is common at many ATMs not associated with a particular bank. It is advisable for customers to check their account agreement for the most accurate details regarding any potential fees. For current information, including specifics about ATM fees, customers may find it helpful to visit the official First Citizens Bank website, where they can explore resources and contact information for any further inquiries.