Are there any fees associated with foreign transactions?

First Citizens Bank typically applies a foreign transaction fee to credit and debit card transactions made in foreign currencies or processed outside the United States. This fee is generally a percentage of the transaction amount, and the specifics can vary based on the type of account or card product a customer holds. It is important to note that these fees may not apply to all accounts, so customers are encouraged to review the terms and conditions for their specific accounts or card products. Additionally, some cards may offer benefits such as no foreign transaction fees as a feature. For the most accurate and up-to-date information regarding foreign transaction fees, customers may want to visit the official First Citizens Bank website where detailed fee schedules and account options are provided. Understanding these fees can help customers plan their international spending better.