Can I request my credit report for someone else?

Asked 6 months ago
No, you cannot request a credit report for someone else. The Annual Free Credit Report service is only available for individuals to obtain their own credit reports. Each person is entitled to request their own credit report once every 12 months from each of the three major credit bureaus - Equifax, Experian, and TransUnion. This ensures that individuals have access to the information that financial institutions and lenders use to assess creditworthiness. Privacy and security measures are in place to protect individuals' personal information, and requesting someone else's credit report would violate these measures. It is important for individuals to take responsibility for their own credit and monitor it regularly to ensure accuracy and detect any potential fraudulent activity.
Answered Nov 1, 2023

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