Can I dispute information on my credit report?

Yes, you can dispute information on your credit report if you believe it is inaccurate or incomplete. To initiate a dispute, you need to contact the credit reporting agency that provided the report. You can do this online, by mail, or by phone, depending on the agency's preferred method. The agency will then investigate your dispute by contacting the information provider. If the information is found to be inaccurate, the credit reporting agency must correct it and notify you of the changes. Additionally, you have the right to add a statement to your credit report explaining your side of the story if the dispute is not resolved to your satisfaction. It's crucial to regularly review your credit report and promptly dispute any errors to ensure the accuracy of your credit history.