Is my credit score included in the annual free credit report?

No, the annual free credit report does not include your credit score. The purpose of the annual credit report is to provide you with detailed information about your credit history, including your open and closed accounts, payment history, and any delinquencies or collections. It helps you identify errors or fraud on your credit report. However, the credit score is not a part of this free report, as it is separate and may be obtained from various credit bureaus or through credit monitoring services. Your credit score is derived from the information contained in your credit report and is used by lenders to assess your creditworthiness. Remember, you are entitled to one free credit report every 12 months from each of the three major credit bureaus.