Are there any fees associated with requesting my annual free credit report?

No, requesting your annual free credit report does not come with any fees. Under the Fair Credit Reporting Act (FCRA), every consumer is entitled to one free credit report each year from each of the three major credit bureaus – Equifax, Experian, and TransUnion. You can obtain your reports either online, by phone, or by mail. The official website to obtain your free credit report is annualcreditreport.com. Be cautious of other websites posing as free credit report services, as they may require payment or sign-up for unnecessary services. Remember, your annual credit report is completely free, helping you monitor your credit and detect any potential errors or fraudulent activity.