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What happens if I exceed the coverage limits in my warranty?

Asked 5 months ago
If an individual exceeds the coverage limits specified in their American Home Shield warranty, they may be responsible for any costs that exceed those limits. Each warranty plan generally comes with defined maximums for covered items, and when repairs or replacements surpass those thresholds, the homeowner is liable for the additional expenses. It is important that the homeowner reviews their specific warranty provisions to understand the limits and coverage details on appliances, systems, and any optional add-ons they might have chosen. Additionally, American Home Shield typically outlines exclusions and limitations within the contract. Therefore, homeowners should familiarize themselves with what is and is not included in their warranty to avoid unexpected expenses. For significant repairs or replacements that may approach or exceed the limits, exploring options for additional coverage or enhancing the current plan can be beneficial. In cases where a homeowner is uncertain about their coverage limits or the implications of exceeding them, they may want to refer to the official website for detailed information and guidance on their specific plan. Understanding these details can help mitigate any surprises when a claim arises.
Answered Jul 3rd 2025

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