How Do I Setup Bill Pay with Truist Bank?

One of the best ways to approach bill payment is leveraging Bill Pay, a service offered by Truist on its online banking platform. With Bill Pay, customers can access electronic versions of their bills, keep tabs on due dates, set reminders and organize their payment frequency to stay ahead of their bills. Below is a breakdown of how to set up Bill Pay with Truist. 

Setting Up Bill Pay With Truist

Activate Online Banking

• Visit your local bank to activate your online banking system. You can also log into your bank's website and set up an online profile to activate your online banking.
• On the bank's website, follow the prompt to fill in your personal details, including the type of account and number, your full name and other relevant information. 
• Review the details and select Continue to create a username and password for your online account.
• Review the terms and conditions before submitting your details to activate your online account.

Add Payees

After creating an online banking account, the next step is to create a list of payees (individuals to make payments to). Payees vary from individuals to companies to pay once, monthly or annually. 

• Log into your online account and select Bill Pay at the top of the screen.
• On the Bill Pay page, select Add Payee and enter their details in the appropriate boxes. This includes the payee's name, account details, address and other relevant information. 
• Next is to designate the type of payee, for example, credit card, mortgage, car finance or utility. 
• Review the information on the payee before selecting Add Payee to submit the details.

Keep in mind that you can add as many payees as you want to provide a centralized bill payment process.

Scheduling Payments

The next step is to set up the frequency of payment for each bill based on due dates, importance and the number of payments. While logged into your online Truist account, select Bill Pay > Payee. You will get a drop-down menu with a list of payees > choose the payee you want to pay.

• Once you pick a payee, indicate if you're making a one-time payment or setting up an automatic payment system for subsequent payments.
• For automatic bill payment processing, you need to designate the frequency. This could be weekly, biweekly, monthly or annually depending on the nature of the bill.
• For one-time payments, enter the date under Specific Date for payments. Enter the dates for other payees on the Start Date > Select the Payment Will End section to enter the final date.
• You can narrow down your payments with specialized entries such as After a Number of Payments for installments and When I Decide to Cancel for manual payments. 

Double-check your payee details, including the payment dates, to ensure you meet deadlines and avoid mix-ups when processing payments. Set up reminders to alert you when each payment is due to help prevent errors and correct the dates. For more questions on setting up a Bill Pay, you can contact Truist's customer service.