You can save a lot of money with Root Auto Insurance if you are a safe driver. In fact, Root claims to save its policyholders at least 52% more on auto coverage than other insurance companies, which is a great deal. If you remember to drive carefully during your 30-day test drive, while being monitored by Root, you can get coverage for extremely low rates.
If you want to know if Root insurance is the cheapest auto insurance, read on. This article has all the answers you need about Root auto insurance.
The best answer to this question is it depends on how good of a driver you are. Root is not like other insurance agencies that base your premiums on things like your driving record, your credit report, demographics, and more. Rather, Root uses usage-based insurance (UBI) to determine your auto insurance rates.
First, Root monitors and analyzes the way you drive, where you drive, and how much you drive using telematics advanced technology through an app on your smartphone. This program uses GPS to track the way you drive for one month. It monitors everything from how fast you go to how you hit the brakes. After it collects enough information, it will either offer you a policy or reject you for reckless driving. If you are accepted, you will get a quote, which is usually better than other insurance estimates. Even some bad drivers can get better rates than what other insurance companies provide.
The following are just a few things you can do during the test drive to get the cheapest rates possible with Root.
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