What are the requirements to open a First Direct account?

To open a First Direct account, individuals must meet certain eligibility requirements. Firstly, applicants need to be at least eighteen years old and a resident of the United Kingdom. It is also essential for potential account holders to provide valid identification, which typically includes a government-issued photo ID such as a passport or driving license. Additionally, proof of address is required, which can be a recent utility bill, bank statement, or similar document that clearly shows the individual’s name and current address. Applicants will also need a National Insurance number for identification purposes. It is important to note that First Direct may perform credit checks as part of the application process, which evaluates the financial history and creditworthiness of the applicant. Before proceeding, it is a wise decision to visit the official First Direct website to review all detailed requirements and the specific types of accounts available, as this will provide the most accurate and current information regarding account offerings and eligibility criteria.