One way to reduce your costs is to get a lower auto insurance rate. If you have auto insurance with Arbella, you have several options at your disposal, including installing anti-theft devices, paying your premiums up front, taking defensive driving courses, asking for a higher deductible, and more, depending on your personal circumstances.
If you have a car and are looking to cut costs, one way to do it is to get your insurance company to lower your rate. If you have auto insurance with Arbella, you have several options at your disposal.
Get Your Grades Up
If you're a student, one way you can get a lower rate is to get your GPA up to 3.0 or higher. Doing so qualifies you for the company's good student discount.
Switch to a Hybrid or Electric Car
Arbella offers lower rates for hybrid and electric cars. If you can sell your gas-powered car and switch to one of these, you'll get a lower rate.
Install Anti-Theft Devices
These devices put your car at a lower risk for theft; that lowered risk will be reflected in a lower rate.
Drive Less
If you drive less than 10,000 miles over the course of a year, you qualify for a discount.
Ask for a Higher Deductible
If you ask for a higher deductible, you can get a much lower rate. Just be sure that you have the ability to pay that higher deductible if you get in an accident before you do this.
Improve Your Credit
Arbella uses your credit record to help calculate how much of a risk you represent. If you improve your credit enough through timely, consistent payments, Arbella rewards you with a lower rate. Check your credit record to see if there are any errors that are lowering your credit, and have them corrected.
Take Defensive Driving Courses
Arbella also lowers your rate if you take and pass defensive driving classes. Ask Arbella what courses you can take to qualify for a lower rate.
Drive Carefully
If you go without any accidents for 3 years, you qualify for Arbella's safe driver discount.
Pay Your Premium Up Front
If you pay your year's premiums in advance instead of by the month, you'll get a substantial discount.
Need Help?
If you have any questions, contact the Arbella customer service department. You can reach it by phone and by help forum options .
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