If you have an American Express account and you want to add other people to your account as authorized users, the procedure is very simple. You just have to fill out a short form online. Depending on the type of American Express card you have, the cost to add authorized users will vary.
Many households share credit cards to make financial matters easier to keep track of. If you have an American Express account and you want to add other users to the account, keep reading.
An authorized user is anyone who you authorize to use your account. American Express has no restrictions on who you can authorize. However, you should take care in choosing who to authorize because you are ultimately responsible for the account. If your authorized user runs up too many charges or overdraws your account, you will have to pay, not the user. You should draw up an agreement with your authorized user about how much they can charge and when they must make payments.
Follow these instructions to add an authorized user:
If you have an American Express Gold card, you can add up to five authorized users for free. Each user after that costs an additional $35 per year. If you have an American Express Platinum card, you can add up to three users for $175 per year. Each additional user after that costs another $175 per year. Additionally, you'll pay $175 per year for each additional user if you have the Delta Sky Miles Reserve American Express card.
You can get in contact with an American Express customer service representative by calling or using the help forum.
GetHuman has been working for over 10 years on sourcing information about big organizations like American Express in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Add an Authorized User to My American Express Account? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.