In summary, AFLAC is a supplemental insurance company which means that they offer cover for the gaps that your primary insurance policy does not cover. Some of the benefits that AFLAC insurance cover offers include injuries, loss of income, cancer, dental cover, life insurance, and other specific health covers. AFLAC mainly does payroll deductions from the employer but there is also an option to pay AFLAC directly. Your payouts by AFLAC can be made as a lump sum or in small payments. Once you have your AFLAC policy, you can add someone to the policy by following the guidelines given in this article. You can also remove a person from your AFLAC policy.
AFLAC stands American Family Assurance Company of Columbus. It is an insurance company that was started in 1955 in Columbus, Georgia. AFLAC offers supplemental insurance. Supplemental insurance is a type of policy that works to fill the gaps that are in your main and primary insurance cover. For instance, supplemental insurance can cover your loss of income after you get ill while your primary insurance covers your medical bills.
You can take supplemental insurance to cover a specific area like cancer supplemental insurance coverage. The payout options with a supplemental cover are also diverse and you may choose to be paid the whole amount as a lump sum of small payments over time. Most deductions for AFLAC's insurance cover are made from deductions in your payroll from your employer. However, you also have the option of paying AFLAC directly.
Getting an AFLAC supplemental insurance cover does not cover you for all the gaps that your primary insurance does not cover. You can however pay for the specific covers that you want. There are many benefits that AFLAC Offers including health screening, short-term disability, and dental insurance, and life insurance. You can also get cover for accidents, hospital insurance cover, and any other specific health cover.
How to Add Someone to Your AFLAC Policy
Once you have an AFLAC supplemental insurance policy, you can add beneficiaries to the cover by following the guidelines given below or by contacting the AFLAC insurance customer support team. Here is how you go about adding beneficiaries to your AFLAC policy;
Contacting AFLAC
If you encounter challenges when trying to add a person to your AFLAC policy, you can reach out to the AFLAC customer support team for assistance. You can reach AFLAC by calling them but you may have to hold on the call until an AFLAC agent is available to speak to you. If you do not want to wait for long to speak to an AFLAC agent, you can live chat with AFLAC. Live chatting gets you an immediate response. Another way to reach AFLAC is by sending them an email but you may get a response after 48 hours. AFLAC is also on Facebook and Twitter but these may not be the best channels to seek help because they are very public.
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