US Dept. of Veterans Affairs Debt Management Phone Number

800-827-0648
Toll-free·Calls Debt Management·See main phone number & contact info
Q:How do I talk to a human at this number?
A:Call this number for the Debt Management department
Q:Is this phone number operational 24 / 7?
A:Not at this number; hours here are Mon-Fri 6:30am-6pm CST. The least busy day is Tuesday, and the most busy day is Thursday. See below for more and to learn where this data comes from.
Q:How long will I have to wait on hold?
A:The average hold time is 3 minutes. The longest hold times are on Friday, and the shortest are on Thursday.
This is the #3 most popular US Dept. of Veterans Affairs phone number out of 6. Click below to go back to the main customer service number and other contact information:
US Dept. of Veterans Affairs's main customer service phone number

More US Dept. of Veterans Affairs Customer Phone Numbers

800-698-2411 - Main Information Line
Main phone number · Toll-free · Direct to a human · If you are having thoughts of suicide, press 7. Homeless helpline, press 6. Pack Act main menu, press 8.
800-827-1000 - Benefits Hotline
Toll-free · Press 1, then 0, then 4, then 2 · Check the status of the claim, press 8.
888-442-4551 - GI Bill Hotline
Toll-free · Direct to a human · Education helpline - If you are having thoughts of suicide, press 7 now. Montgomery GI Bill verifying your attendance, visit our website or press 1. Direct deposit, automated payment history system, press 2. Debt Management Center, press 3. Spouse or dependent of a VA who died on 911, press 5.
877-222-8387 - Health Benefits Hotline
Toll-free · Direct to a human · Enrollment in VA healthcare, press 1. Billing, collections, or insurance, press 2. Benefits administration, press 3. For any other questions, press 0 for the operator.
877-327-0022 - My HealtheVet Help Desk
Toll-free · Direct to a human · Please hold for the next help desk representative.

How do I get through the phone menu to a real live person?

GetHuman researchers routinely call this US Dept. of Veterans Affairs phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Call this number for the Debt Management department
Here is how our research team describes the way the US Dept. of Veterans Affairs phone system greets you: Debt Management Center - If you are having thoughts of suicide, press 7. Self-help options, press 9. Credit card or HCH payment, press 1. Education debt, press 2. Pension debt, press 3. Military debt, press 4. Disaster relief, press 5.

What are the hours and when should I call?

US Dept. of Veterans Affairs operates the call center for this 800-827-0648 phone number Mon-Fri 6:30am-6pm CT. The short answer is that you should call on a Tuesday. This observation and the following section are based on analysis of a sample set of 879 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this US Dept. of Veterans Affairs phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like US Dept. of Veterans Affairs staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.
The least busy time to call
The least busy day to call US Dept. of Veterans Affairs is Tuesday. The most busy day to call is Thursday. Again, this is based on a sample of 879 calls made with our AI-powered, web-based phone in the last 90 days.
The shortest wait on hold
We measured the shortest hold times to be on Thursday. The longest wait in the queue on average occurs on Friday.
The best time to call
In summation, the best day to call US Dept. of Veterans Affairs is Tuesday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that US Dept. of Veterans Affairs staffs the call center well on Tuesday.

My Experience Calling US Dept. of Veterans Affairs at this Number

Nov 23, 2023

I had an overpayment on my VA benefits from last fall when I was in the hospital. I've been meaning to deal with it, but one thing led to another and it got put on the backburner. However, I received another notice in the mail the other day and I'm in a position to now take care of it, so I wanted to call to see how I could do that. My main objective was to figure out what my payment options were, and I was able to do that by the end of the phone call. 

I'll note, though, that the virtual assistant they use for the US Dept of Veteran's Affairs debt management center is hard to understand. The voice sounds muddled and I couldn't understand it very well. I had to listen closely and it wasn't very loud, so I do think they could work on that to make the service a bit easier to use. 

When I first called, it said, "Welcome to the Department of Veteran's Affairs debt management center. If you're having thoughts of suicide, press 7 now to be connected to the crisis line. Press 9 for self-service options. "I pressed the self-service options because I didn't need the other option, and it was the only alternative. It then gave me a new set of options, "For information regarding online payment options, press 1. For paid debt management center’s address and important reminders about mailing statements, press 2. To obtain a web address for information and debt letters, press 3. For information to send the debt management center a secured email, press 4."

I chose to get the address so I could mail my payment in, and it was very precise in the answer. It not only gave me the full address, but also added "To ensure proper and prompt posting, please include the payment coupon."

I thought I'd get the online option while I was on the phone, so I followed the directory to press star and go back. This time, I opted to obtain a web address by pressing 3. It told me, "To make a payment online with a bank account, debit card, or credit card. Please go to the debt management payment site.  It's helpful to have a copy of the letter received from the debt management center when entering the debt information. Please be aware that the website has a daily limit of $24,999.99." While I never actually talked to an agent, I got all of the information I needed from the phone line. 

Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

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