Target Card Customer Service

Phone Number & Contact Info

Target Card's Best Phone Number

Toll-free·Calls Customer Service·Most popular Target Card number

How do I talk to a live human at Target Card?

A:Press 0# each time it asks for your card number, then 0

Does Target Card offer 24 hour customer service?

A:Yes! This call center operates 24 hours a day, 7 days a week. The least busy day is Friday, and the most busy day is Thursday.

How long will I wait on hold?

A:The average hold time is 2 minutes. The longest hold times are on Wednesday, and the shortest are on Friday. How is this calculated?

Target Card Customer Phone Numbers

Debit Card

Toll-free · 24 hours, 7 days · Press 0# each time it asks for your card number, then 0 ·

How do I get through the phone menu to a live person?

GetHuman researchers routinely call this Target Card phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Press 0# each time it asks for your card number, then 0
Below are some clips we've found from Target Card's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

They may ask you to enter information with the dial pad

"Thanks for calling Target RedCard guest services. So that we can help you, please enter your entire card number or account ID and press pound."
Excerpt from a call with Target Card
Friday, February 23, 2024 5:56 PM

What are the hours and when should I call?

Target Card operates the call center for this 888-755-5856 phone number 24 hours, 7 days. The short answer is that you should call on a Friday. This observation and the following section are based on analysis of a sample set of 89 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Target Card phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Target Card staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Target Card is Friday. The most busy day to call is Thursday, which averages 78% more phone calls by comparison. Again, this is based on a sample of 89 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Friday. The longest wait in the queue on average occurs on Wednesday.

The best time to call Target Card

In summation, the best day to call Target Card is Friday. In this case, it's a no-brainer. Friday is not only the least busy day for calling this Target Card number, but it is also the day with the shortest hold times.

Why Customers Call Target Card

If you have time to do a bit of reading before you call Target Card, we recommend you read over some of our problem-specific articles.

What is the Target Card?

The Target Card is a retail credit card offered by Target, a popular department store. With the Target Card, customers can enjoy various benefits and rewards when making purchases at Target stores or online. It provides users with the convenience of a credit card while offering exclusive benefits, such as a 5% discount on every purchase, free shipping on online orders, and an extended return period. The Target Card also allows customers to manage their card account online, view transaction history, make payments, and schedule alerts. It is a great option for regular Target shoppers who want to save money and gain additional perks while shopping.

What are the benefits of having a Target Card?

Having a Target Card comes with a host of benefits. Firstly, you get to enjoy 5% off on every purchase made in-store or online at Target, making it a great way to save money. Additionally, as a Target Cardholder, you receive free shipping on most items from, making online shopping even more convenient. The card also grants you an extended return policy, allowing you an extra 30 days to return eligible items. Exclusive access to special offers and promotions is another perk of having the Target Card. Moreover, using the card through the Wallet feature on the Target app simplifies the checkout process by allowing you to pay and redeem Cartwheel offers with a simple scan. Lastly, the Target Card lets you support your community, as Target donates 1% of your RedCard purchases to the eligible K-12 school of your choice.

Can I earn rewards with my Target Card?

Yes, you can earn rewards with your Target Card. As a Target Cardholder, you are eligible to earn 1% in rewards on all qualifying purchases made at Target and This means that for every dollar you spend, you will earn 1 cent in rewards. These rewards can be redeemed for future purchases at Target, both in-store and online, allowing you to save money on your next shopping trip. Additionally, as a cardholder, you will receive exclusive access to special promotions and offers throughout the year, giving you even more opportunities to earn and save. So, take advantage of your Target Card and start earning rewards today while enjoying the benefits of being a valued customer.

Top Target Card customer service problems

Click the link above to get answers to just about any Target Card customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.
Below is a sample of recent calls to Target Card, and their purpose. Are any of these similar to the reason you are trying to call?
Billing issue: "I closed my RedCard but still getting bills, need to fix to stop affecting my credit score."
- From a call lasting 13m 41s , Mar 7, 2024 10:32 PM

Conclusion and closing notes

This is Target Card's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Target Card agent. This phone number is Target Card's best phone number because 12,474 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 888-755-5856 include Dispute charge, Cancel account, Lower my rate and other customer service issues. Rather than trying to call Target Card first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone. In total, Target Card has 2 phone numbers. It's not always clear what is the best way to talk to Target Card representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for Target Card. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like Target Card. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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