RAMS Home Loans Customer Service

Phone Number & Contact Info

RAMS Home Loans's Best Phone Number

13 7267
Calls Customer Service·Most popular RAMS Home Loans number

How do I talk to a live human at RAMS Home Loans?

A:Press 000

Does RAMS Home Loans offer 24 hour customer service?

A:Yes! This call center operates 24 hours a day, 7 days a week. The least busy day is Monday, and the most busy day is Friday.

How long will I wait on hold?

A:The average hold time is 4 minutes. The longest hold times are on Thursday, and the shortest are on Wednesday. How is this calculated?

How do I get through the phone menu to a live person?

GetHuman researchers routinely call this RAMS Home Loans phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Press 000

What are the hours and when should I call?

RAMS Home Loans operates the call center for this 13 7267 phone number 24 hours, 7 days. The short answer is that you should call on a Monday. This observation and the following section are based on analysis of a sample set of 92 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this RAMS Home Loans phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like RAMS Home Loans staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call RAMS Home Loans is Monday. The most busy day to call is Friday. Again, this is based on a sample of 92 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Wednesday. The longest wait in the queue on average occurs on Thursday.

The best time to call RAMS Home Loans

In summation, the best day to call RAMS Home Loans is Monday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that RAMS Home Loans staffs the call center well on Monday.

Why Customers Call RAMS Home Loans

If you have time to do a bit of reading before you call RAMS Home Loans, we recommend you read over some of our problem-specific articles.

What is a RAMS Home Loan?

A RAMS Home Loan is a type of mortgage provided by RAMS Home Loans, a leading Australian home loan lender. It aims to assist individuals or families in purchasing or refinancing their homes. RAMS Home Loans offers a range of home loan options, including variable and fixed-rate loans, in order to cater to different needs and preferences. These loans are designed to be flexible, allowing customers to make additional repayments, redraw funds, or switch between loan types without incurring penalties. RAMS Home Loans also provides personalized customer support, assisting borrowers throughout their home loan journey. With competitive interest rates and a commitment to transparent and fair lending practices, RAMS Home Loans strives to make homeownership accessible and affordable for all Australians.

What are the eligibility criteria for a RAMS Home Loan?

To be eligible for a RAMS Home Loan, certain criteria need to be met. Firstly, you should be at least 18 years old and a citizen or permanent resident of Australia. Additionally, you must have a steady source of income to demonstrate your ability to make repayments on the loan. A good credit history is also important, as it can affect the loan approval process. RAMS typically requires a minimum deposit or equity, which can vary based on the type of loan and property you are seeking to finance. In addition, you should provide the necessary documents, including identification proof, employment details, and financial statements, to support your loan application. Meeting these eligibility criteria is vital to be considered for a RAMS Home Loan.

What are the interest rates for RAMS Home Loans?

The interest rates for RAMS Home Loans are competitive and vary depending on the specific loan product and individual circumstances. RAMS offers a range of home loan options including variable rate, fixed rate, and combination loans. The interest rates are determined by factors such as loan amount, loan-to-value ratio, and creditworthiness. RAMS also provides special interest rate offers and packages for eligible customers. To find out the current interest rates for RAMS Home Loans, it is recommended to visit their website or contact a RAMS Home Loan specialist who can provide personalized advice and assistance tailored to your particular needs and financial situation.

Top RAMS Home Loans customer service problems

Click the link above to get answers to just about any RAMS Home Loans customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.

Conclusion and closing notes

This is RAMS Home Loans's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a RAMS Home Loans agent. This phone number is RAMS Home Loans's best phone number because 552 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 13 7267 include Request a loan, Eligibility question, Repayment question, Overcharge/Strange charge, Extension and other customer service issues. Rather than trying to call RAMS Home Loans first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone. In total, RAMS Home Loans has 1 phone number. It's not always clear what is the best way to talk to RAMS Home Loans representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for RAMS Home Loans. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like RAMS Home Loans. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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