Blue Cross and Blue Shield (NC) Customer Service

Phone Number & Contact Info

Blue Cross and Blue Shield (NC)'s Best Phone Number

800-324-4973
Toll-free·Calls Customer Service·Most popular Blue Cross and Blue Shield (NC) number
Free tools for easier calling
Q:

How do I talk to a live human at Blue Cross and Blue Shield (NC)?

A:Calling this Blue Cross and Blue Shield (NC) number should go right to a real human being. Our free phone can also navigate phone menus to get a live human at Blue Cross and Blue Shield (NC) for you.
Q:

Does Blue Cross and Blue Shield (NC) offer 24 hour customer service?

A:Not at this number; hours here are Mon-Thurs 8am-6pm, Fri 8am-5pm EST. The least busy day is Wednesday, and the most busy day is Monday. If the call center is closed, you can schedule a call.
Q:

How long will I wait on hold?

A:We don't expect that you will have to wait to talk to a person. This is a direct line. You can skip the hold time for free.

Blue Cross and Blue Shield (NC) Customer Phone Numbers

New Customers

844-202-3448
Toll-free · 24 hours, 7 days · Press 1 ·

How do I get through the phone menu to a live person?

Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for Blue Cross and Blue Shield (NC) below.

Let us call and talk to Blue Cross and Blue Shield (NC) for you

Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.

We can get a live person on the line for you

That same, free GetHuman Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
GetHuman researchers routinely call this Blue Cross and Blue Shield (NC) phone number to document the phone system.
Here is how our research team describes the way the Blue Cross and Blue Shield (NC) phone system greets you: North Carolina Sales Department - To be transferred to our automated pay-by-phone option, press 1. For Sales Department, current member, or medical provider and need to talk about your bill, payments, claims, or enrollment, press 2. To check the status of a submitted application or having technical difficulties paying your bill, press 3. For plan options or a free rate quote, press 4.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Calling this Blue Cross and Blue Shield (NC) number should go right to a real human being
Below are some clips we've found from Blue Cross and Blue Shield (NC)'s phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

Heard when the phone system first answers

"Thank you for calling the individual and family sales department at Blue Cross and Blue Shield of North Carolina. If you are calling to make the initial payment on your newly selected plan, You can press one now to be transferred to our automated pay by phone system. Otherwise, listen carefully to the following options. If you are a current member enrolled on a Blue Cross North Carolina affordable care act plan, and would like to make a change to your plan or you have general questions about billing, claims, or benefits, please press two."
Excerpt from a call with Blue Cross and Blue Shield (NC)
Tuesday, January 9, 2024 3:04 PM

They may ask you to enter information with the dial pad

"Thank you for calling the individual and family sales department of Blue Cross and Blue Shield of North Carolina. If you have questions about any of the plans we offer, or would like a free rate quote, you can go online to blue cross n c dot com twenty four hours a day. Welcome to the Blue Cross and Blue Shield of North Carolina's initial payment pay by phone system. This system allows you to make the initial payment for the policy selected on the health insurance marketplace website. Using a personal checking or savings account or using a credit or debit card with a Mastercard? Visa, or Discover logo. If you've recently selected a new plan or made a change to your plan, please wait forty eight hours before making your payment This will allow our billing system to update your account with the correct plan and the correct amount due.
Before making payment, make sure your doctor is in the network for the plan you selected by using our find a doctor tool at w w w dot blue cross n c dot com.
Please enter the information exactly as it was entered on your application."
Excerpt from a call with Blue Cross and Blue Shield (NC)
Saturday, November 2, 2024 6:44 PM

The first phone menu

"Thank you for calling individual and family sales at Blue Cross and Blue Shield of North Carolina.
To use our twenty four hour automated pay by phone service, press one.
If you are a current member with Blue Cross NC, press two now."
Excerpt from a call with Blue Cross and Blue Shield (NC)
Monday, December 2, 2024 2:30 PM

After you press 2

"If you are looking for insurance for If you purchased your policy on the marketplace, and need assistance with reinstatement, financial assistance, or wanna make an update to your address, press one.
If you have questions about eligibility, benefits, or claims, press two."
Excerpt from a call with Blue Cross and Blue Shield (NC)
Thursday, October 10, 2024 1:33 PM
In fact, much of this information on this page is superfluous because this Blue Cross and Blue Shield (NC) phone number is a direct line to a human being. The line is well-staffed and you should anticipate a very short wait on hold or none whatsoever, as long as you are calling during business hours.
We don't know of any phone menus you would encounter when calling either.

What are the hours and when should I call?

Blue Cross and Blue Shield (NC) operates the call center for this 800-324-4973 phone number Mon-Thurs 8am-6pm, Fri 8am-5pm ET. The short answer is that you should call on a Wednesday. This observation and the following section are based on analysis of a sample set of 163 calls made in the last 90 days using our free, web-based phone (see above).

Automatically call when they open

When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, it will automatically wait until the Blue Cross and Blue Shield (NC) call center opens before trying to call. It will ask your permission before it places the call, so you can also further delay that scheduled call until you are ready. But that means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Blue Cross and Blue Shield (NC) phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Blue Cross and Blue Shield (NC) staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Blue Cross and Blue Shield (NC) is Wednesday. The most busy day to call is Monday, which averages 48% more phone calls by comparison. Again, this is based on a sample of 163 calls made with our AI-powered, web-based phone in the last 90 days.
Mon
Busiest
Tue
Wed
Quietest
Thu
Fri

The shortest wait on hold

We measured the shortest hold times to be on Wednesday. The longest wait in the queue on average occurs on Monday.
But if you use our free call and talk for me or wait on hold for me service, you don't really need to worry about average wait times.

The best time to call Blue Cross and Blue Shield (NC)

In summation, the best day to call Blue Cross and Blue Shield (NC) is Wednesday. In this case, it's a no-brainer. Wednesday is not only the least busy day for calling this Blue Cross and Blue Shield (NC) number, but it is also the day with the shortest hold times.
Once again, please put this information in perspective because this phone number has no phone menu or long waits. It generally gets picked up right away if calling during their opening hours. If there is any way, it will typically be very short.

Why Customers Call Blue Cross and Blue Shield (NC)

If you have time to do a bit of reading before you call Blue Cross and Blue Shield (NC), we recommend you read over some of our problem-specific articles.

What is Blue Cross and Blue Shield (NC)?

Blue Cross and Blue Shield (NC) is a leading healthcare insurance provider offering comprehensive and affordable healthcare coverage to individuals, families, and businesses across North Carolina. As a part of the nationwide Blue Cross Blue Shield Association, which has been serving millions of Americans for decades, Blue Cross and Blue Shield (NC) provides a wide range of health insurance plans tailored to the diverse needs of its members. These plans cover essential healthcare services, including doctor visits, hospital stays, prescriptions, and preventive care. Additionally, Blue Cross and Blue Shield (NC) is committed to promoting wellness and disease prevention through various health education programs and initiatives. With a strong network of healthcare providers and excellent customer service, Blue Cross and Blue Shield (NC) ensures members receive high-quality care and access to a broad range of healthcare services across the state.

What are the benefits of choosing Blue Cross and Blue Shield (NC)?

Choosing Blue Cross and Blue Shield (NC) comes with a host of benefits. Firstly, as a trusted and reputable health insurance provider, Blue Cross and Blue Shield (NC) offers extensive coverage options, ensuring you have access to a wide network of healthcare providers and facilities. This allows you to receive quality care wherever you are in North Carolina. Additionally, Blue Cross and Blue Shield (NC) provides comprehensive health plans that cater to a diverse range of needs, so you can find a plan that suits your specific requirements and budget. Moreover, their commitment to customer satisfaction is evident through their exceptional customer service, ensuring that your queries and concerns are promptly addressed. With Blue Cross and Blue Shield (NC), you can have peace of mind, knowing that you have a reliable partner in managing your healthcare needs.

What health insurance plans does Blue Cross and Blue Shield (NC) offer?

Blue Cross and Blue Shield (NC) offers a variety of health insurance plans to cater to different needs. They provide individual plans which include Blue Advantage, Blue Local with Atrium Health, and Blue Select, ensuring coverage for various medical services and access to a wide network of doctors and specialists. For Medicare beneficiaries, they offer Medicare Advantage plans and Medicare Supplement plans, providing comprehensive coverage and additional benefits such as prescription drug coverage. Blue Cross and Blue Shield (NC) also provides group health insurance plans for employer-sponsored coverage, offering flexibility in benefit design and access to a large network of providers. Overall, Blue Cross and Blue Shield (NC) strives to offer a range of health insurance plans to suit the diverse requirements of individuals, families, and businesses.

Top Blue Cross and Blue Shield (NC) customer service problems

Click the link above to get answers to just about any Blue Cross and Blue Shield (NC) customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.
Below is a sample of recent calls to Blue Cross and Blue Shield (NC), and their purpose. Are any of these similar to the reason you are trying to call?
Waiver status inquiry: "I submitted a waiver that has not been approved."
- From a call lasting 3m 44s , Dec 2, 2024 2:30 PM
Billing inquiry: "Yes, I have a question about my bill."
- From a call lasting 3m 37s , Oct 9, 2024 8:11 PM
Information about why customers call Blue Cross and Blue Shield (NC) is extracted from issues that customers have reported to GetHuman.
Blue Cross and Blue Shield (NC) issues reported to GetHuman

Conclusion and closing notes

This is Blue Cross and Blue Shield (NC)'s best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Blue Cross and Blue Shield (NC) agent. This phone number is Blue Cross and Blue Shield (NC)'s best phone number because 882 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-324-4973 include Get insurance, Make/Chase a claim, Coverage question, Overcharge/Strange charge, Renew coverage and other customer service issues. Rather than trying to call Blue Cross and Blue Shield (NC) first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone. In total, Blue Cross and Blue Shield (NC) has 2 phone numbers. It's not always clear what is the best way to talk to Blue Cross and Blue Shield (NC) representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for Blue Cross and Blue Shield (NC). The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like Blue Cross and Blue Shield (NC). For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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