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PayPal Credit Customer FAQ

Top Answers & How-to Guides

What is PayPal Credit's Phone Number?

The question we are asked most often is about how to talk to PayPal Credit customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

Is there a grace period for PayPal Credit payments?

Yes, PayPal Credit offers a grace period for payments. This means that you have a certain period of time after your due date to make...
Ask any question you have about PayPal Credit customer service, get an answer now.

Overview

What is PayPal Credit?

PayPal Credit is a digital credit line offered by PayPal, enabling users to make purchases online and pay later. It provides customers...

Application Process

What are the requirements to apply for PayPal Credit?

To apply for PayPal Credit, you must meet a few criteria. Firstly, you need to be at least 18 years old and have a valid PayPal account....

Approval Time

How long does it take to get approved for PayPal Credit?

The approval process for PayPal Credit is quick and straightforward. In most cases, applicants receive an instant decision after completing...

Merchant Compatibility

Can I use PayPal Credit with any merchant?

Yes, you can use PayPal Credit with any merchant that accepts PayPal as a payment method. PayPal Credit works like a digital credit...

Rates and Fees

What are the interest rates and fees associated with PayPal Credit?

The interest rates and fees associated with PayPal Credit are as follows: if you make a purchase of $99 or more, you will have 6 months...

Payments

Can I make additional payments towards my PayPal Credit balance?

Yes, you can make additional payments towards your PayPal Credit balance. PayPal Credit allows you to pay more than the minimum payment...

Grace Period

Is there a grace period for PayPal Credit payments?

Yes, PayPal Credit offers a grace period for payments. This means that you have a certain period of time after your due date to make...

Help me with my PayPal Credit customer service issue

Ask any question you have about PayPal Credit customer service. We will do our best to get you answers right away.
We look to the PayPal Credit issues that customers have reported to GetHuman to decide which questions are the most common and how much time to spend researching how to solve them.
PayPal Credit issues reported to GetHuman
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